Welcome to Future of Banking

We transform Micro Banks (regional banks, co-operatives, MFIs) through affordable and comprehensive end to end technological solutions

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We Digitalize Financial Institutions of all sizes.

Our solutions are targeted to micro banking such as cooperatives and rural banks (BPR) with the aim for rapid business development and becoming a modern financial partner for consumers.

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Modern & Robust

Powerful and user friendly products that are designed for all segments of population

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Secure & Compliant

Certified solutions that have been trusted by clients for over 10 years.

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Comprehensive & Managed

Feature rich products and managed services that power over 100 financial institutions

We are ARO (Akselara Raksa Optima) and bring technology to everyone

ARO was founded with the desire to become a qualified banking business partner in Indonesia. ARO’s largest product is its Core Banking Solution, which is a complete IT solution for micro banking such as cooperatives and rural banks (BPR) at an affordable cost.

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We develop & create digital future

Our ultimate goal is to become the largest digital micro finance network and application provider in Indonesia

  • End to End Services
  • Highly Efficient
  • Short Turn-around
  • Affordable
  • Complete

Find the right solution

We Offer Revolutionary Products & Services to Achieve Transformation

Get in touch today fordigital banking solutions